As well as a keen business acumen, you'll also need to be aware of market prices for many items. Selling items for too much will mean that you'll be owning them for a lot longer and selling them too cheaply will ultimately result in a lower bank balance for you. There are some threads on the forums that list market prices for items, but don't take them as gospel. Market prices are constantly fluctuating and you need to be aware of them as well as being aware of when you need to cut an item's price to clear inventory and make way for more stock.

Finally, you need to be patient. Your cash reserve is not going to pile-up overnight, but it will do in time. You shouldn't attempt to play the game for extended periods of time either - I strongly advise playing for more than 3 hours at a time simply because it's bad for your health and bad for your social lives. Sometimes it is just nice to logout for an hour or two and sit outside in the fresh air

Let's get started!

So let's begin. First thing's first, if you want to maximise your money and be financially aware, I suggest you record all your transactions and record your stock. All you need is a pen and some paper. Record the items you have acquired and are going to sell and find out and write down an acceptable price range for each of those items. For example:

1x level 4 dexterity elixir ----- 2,900,000 - 3,200,000
1x lotus leaf elixir softener ----- 700,000 - 950,000
10x purple COF pass ----- 25,000 - 35,000
(note: these prices are made-up)

It is a good idea to keep this list separate as your own price list and then update the prices as and when necessary. You should keep a second list similar to this on which your cross out the items you have sold and a third list on which you record the sales of each item you sell as a running total. This way you have three CLEAR references to item prices, items in stock and the price for each item. You can also take this a step further and record your expenditure so you won't ever be sat there, scratching your head at where that 3,000,000 went the next day.

Now you're ready to get selling. It is recommended that you only try this method on one server at a time. The reason being that it can be a very time-consuming quest and attempting it on more than one server at a time will only confuse you in the long-run and slow down the entire process, making it unmanageable. All you need to do at this point is start filling your stock up. We all know that the best place for looting decent items is the Cave of the Conqueror. This is part of the reason you need a fair amount of start-up capital, you'll be needing herbs to stay alive down there which you can either buy or spend a long time 'farming.' As a point of reference, I must have eaten through AT LEAST 700 middle-level herbs during the last four weeks, most of which I bought as farming them would have taken up far too much time. The second, and a very important, point of consideration is when to grind in CoC. Personally, I don't like grinding there during double exp events as it becomes too crowded and all the sub-human players come out to PK, be rude and irritate the rest of us. Early morning and late evenings were (and still are) my preferred times to grind, but this may depend on peak load times for the server you are on.